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Personal finance

Making smart financial decisions is one of the most important things you can do for your future. Consumer NZ provides independent, expert advice on personal finance topics to help New Zealand families manage money wisely, avoid common pitfalls, and build financial security.

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Best and worst KiwiSaver providers for 2026

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How to save money on back-to-school costs

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How to set up your children for a financially savvy future

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How to start saving for Christmas

Latest personal finance news & articles

Stay up-to-date with the latest personal finance news, tips, and expert advice relevant to New Zealand consumers.

Kiwibank customers paying extra for Airbnb, Spotify and more

Kiwibank is the only major bank to charge a fee on all transactions processed offshore – even purchases made locally in New Zealand dollars.

KiwiSaver satisfaction is up, but so are hardship withdrawals

KiwiSaver satisfaction is up, but so are hardship withdrawals.
New Zealand money and a calculator.

No bank good enough to win People’s Choice Award in 2026

Consumer NZ has revealed that not a single bank has qualified for its People’s Choice Award in 2026.

12 tips to stay on top of credit card spending

Avoid common pitfalls with our advice about controlling spend and paying off debt. Learn about options including low-interest and balance transfer credit cards.

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