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Personal finance

Making smart financial decisions is one of the most important things you can do for your future. Consumer NZ provides independent, expert advice on personal finance topics to help New Zealand families manage money wisely, avoid common pitfalls, and build financial security.

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Best and worst KiwiSaver providers for 2026

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How to save money on back-to-school costs

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How to set up your children for a financially savvy future

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How to start saving for Christmas

Latest personal finance news & articles

Stay up-to-date with the latest personal finance news, tips, and expert advice relevant to New Zealand consumers.

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How to make a will in NZ

We explain what to consider when making your will, deciding on an executor, and how to do it in New Zealand.

How Consumer NZ changed my life in 90 days

See what changes editor India Lopez made that transformed her life after her first month at Consumer NZ.

Kiwibank customers paying extra for Airbnb, Spotify and more

Kiwibank is the only major bank to charge a fee on all transactions processed offshore – even purchases made locally in New Zealand dollars.

KiwiSaver satisfaction is up, but so are hardship withdrawals

KiwiSaver satisfaction is up, but so are hardship withdrawals.

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