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Cost of living

The cost of living in New Zealand continues to impact household budgets. Consumer NZ provides practical advice, money-saving strategies, and consumer insights to help you manage expenses and make informed financial decisions.

4 May 2026
Person saving money.

4 simple ways to save $3000 in 2026

With some small adjustments to your spending habits, you could save thousands of dollars in 2026.

Four cost-of-living hacks we gave Frances Cook – and one she gave us

We gave Making Cents podcast host Frances Cook our best advice for surviving the constantly increasing cost-of-living crisis.
Image of a guy at the supermarket self check out

Expert shares 8 ways to save money at the supermarket using unit pricing

We asked Ian for his tips on using unit pricing – what he calls the “grocery shopper’s best friend” – to save money. Here’s what he shared.
Back to school costs promo

How to save money on back-to-school costs

Tips to tackle start-of-year spending.
Car insurance.

Can you save money on your car insurance? Yes – here’s how

Here's an easy way to ask for a discount on your car insurance.
Water heating water heating systems promotion

How to save money on your hot water bill without risking your health

Find out how to save money on your hot water bill without risking your health.
Unit pricing comcom promo

Unit pricing – the secret to saving at the supermarket

Learn how unit pricing can help you save on your grocery shopping.
Image of butter

10 ways to get around the crazy cost of butter

Some things just taste better with butter, but it's not cheap these days. Our top tips will help you get more bang for your butter buck.
Insurance premium width

8 ways to save on insurance

Our top tips for bringing premiums down.

Latest cost of living news & articles

Stay updated with the latest news, research, and expert commentary on cost of living trends and consumer financial matters.

The new Club+ vs Everyday Rewards: Which supermarket loyalty card is better?

See how the new Club+ New World and Pak’nSave loyalty card compares with Woolworths’ Everyday Rewards programme, and whether either card will save you any money.

New Zealanders stretched by food costs want tougher action on supermarket pricing

Power satisfaction 2022 social

Consumer NZ says no energy retailer deserves People’s Choice accolade

KiwiSaver satisfaction is up, but so are hardship withdrawals

Image of a warm home

Best and worst ways to heat your home on the cheap

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