Product review
Updated June 2023
Health insurance
Compare 12 policies and their premiums.
AIA
Private Health
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Insurance type
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Financial strength
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Phone
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Cooling-off period
Overview
Our survey of health insurance providers took place in January/February 2023. Monthly premiums are for non-smokers with no pre-existing conditions. Where applicable discounts have been applied for direct debit payments, non-smoker discounts, or discounts for joining healthy living or lifestyle programmes.
n/a = not applicable.
Policy
Insurance type
Financial strength
Phone
Cooling-off period
Hospital surgical
Hospital medical
Specialist consultations associated with hospitalisation
Specialist consultations not associated with hospitalisation
Major diagnostics associated with hospitalisation
Major diagnostics not associated with hospitalisation
Oral surgery
Minor surgery
Pharmaceuticals
Additional cover
Physiotherapy after being discharged
Post-op home nursing
Overseas treatment
Travel and accommodation benefit
Public hospital benefit
Funeral benefit
Common exclusions
Allergy (ie desensitisation or testing)
Dementia
Infertility
Mental health
Obesity
Pregnancy
Vision correction
Vision correction
Other
More info
Claims paid to premiums collected
Satisfaction
Satisfaction
Member reviews
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