Credit card reward schemes

Flights, shopping vouchers, cash, exclusive member benefits – credit card reward schemes promise a lot. But you could be left with sweet nothing.

We reviewed 25 credit cards with reward schemes to see how they stacked up for different types of spenders: a light spender who puts $5000 a year on their card; a moderate spender charging $12,500 to their card; and a big spender charging $25,000 a year.