Product review
Updated June 2023
Travel insurance
Your safety net if anything goes awry overseas.
1Cover Travel Insurance
Travel Insurance Comprehensive
Overview
We collected premiums for two travellers: a 45-year-old and a 70-year-old. The premiums listed are for comprehensive policies and were collected in March 2023. They do not include multi-policy discounts. All trips are based on a departure date of July 7, 2023.
- Neither traveller has a pre-existing medical condition.
- Neither traveller will work while overseas.
- Neither traveller wants additional cover for adventure activities, nor rental vehicle excess beyond what’s built into the policy.
- Both travellers opted for the excess closest to $100.
- Both travellers want at least $5000 of pre-departure cancellation cover (except for their one-week break in Australia, where they want a minimum of $2000).
Policy
Underwriter
Financial strength
Phone
Excess
Oldest age covered
Cooling-off period (before departure)
Cancellation and disruption
Cancellation prior to departure
Returning home (in case of emergency)
Alternative accommodation expenses (in case of unexpected event)
Alternative travel expenses (in case of missed connection)
Additional notes
Health cover
Medical expenses and evacuation
Emergency dental
Belongings
Luggage and personal effects
Delayed luggage
Computers
Mobile phones
Theft of cash
Liability
Personal liability
Rental car excess
More info
Notes
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